DC Water provides you with access to top-quality healthcare coverage by paying 77% of the total cost of medical premiums. You have a choice of medical coverage through a Cigna Open Access Plus (PPO) Plan, Cigna Open Access Plus In-Network (HMO) Plan and a Kaiser Permanente HMO Plan.

All medical plan options provide you with comprehensive coverage but vary in costs and some available options. Prescription drug benefits are included with all medical plan options. Before you enroll, review your options, ask questions and consider the choice that is best for your needs.

From routine cleanings to oral surgery and orthodontia coverage, DC Water’s dental benefits are designed to keep you smiling. You have two options of available coverage through Cigna: Cigna DPPO and Cigna DHMO.

You may enroll for dental benefits even if you do not sign up for medical coverage. Your eligible dependents may be covered, too.

Vision care is important to your overall health, and vision benefits can be a valuable part of your total benefits package – covering exams and prescription eyewear for you and your family. National Vision Administrators (NVA) is the vision care provider for the DC Water benefits program.

NVA is a prepaid vision services plan that offers benefits through a nationwide provider network that includes private practice and retail optical providers. You can also receive services from out-of-network providers.

Flexible Spending Accounts (FSAs) can be a valuable tax-savings tool! FSAs allow you to set aside money from your paycheck – tax-free for certain everyday expenses, such as health care, copayments, and daycare center fees. DC Water offers a Healthcare FSA for medical, dental and vision expenses and a Dependent Care FSA for eligible child and adult care services. When making your benefit choices, consider enrolling in a Health Care FSA and/or a Dependent Care FSA to take advantage of tax-savings on eligible expenses.

DC Water offers you two FSA options:

• Health Care FSA – For eligible medical, dental, and vision care expenses.

• Dependent Care FSA – For eligible expenses for children and adult care services.

When making your benefit choices, consider enrolling in a Health Care FSA and/or a Dependent Care FSA to take advantage of tax-savings on eligible expenses.

It is never too early to start planning for retirement. The DC Water benefits program helps you build toward your long-term goals. You have the tools to reach your financial objectives through your own contributions, an employer match, and a diverse assortment of investment options. DC Water retirement benefits include a Section 401(a) Plan and a Section 457(b) Plan.

DC Water retirement benefits include:

• Section 401(a) Defined Contribution Plan

• Section 457(b) Deferred Compensation Plan with pre-tax or after-tax Roth options and additional matching contribution to the 401(a) Defined Contribution Plan

Life insurance can provide you with the peace of mind that your family will have some financial protection if something happens to you. Through the DC Water benefit program, you have access to several life insurance options including group-term life insurance, dependent life insurance, accidental death and dismemberment (AD&D), and supplemental life insurance coverage for you and/or your eligible dependents.

DC Water knows the importance of being environmentally responsible and that includes helping you get to and from work. You can participate in a transit or parking subsidy program at eligible locations.